Consolidating subsidized and unsubsidized loans

Designed to help you understand how consolidation will affect each of your loans, our detailed loan review process will provide you with the in-depth information you need in order to make an informed decision about which loans you want to consolidate and which loans you may want to leave out.You can reach out to your Student Loan Consultant at any point during the process.Competitive Annual Percentage Rate (APR) The range of available APRs differs by repayment term.Actual APR based on repayment term selected and the creditworthiness of you, and of your cosigner, if applicable.If your loan is approved, we’ll email you a link when your loan documents are ready to be signed.You can sign online or print out to sign and upload, fax or mail.A consolidation loan allows you to refinance one or more loans into one new loan with a new interest rate and/or payment term.Consolidating your federal and/or private student loans with Wells Fargo may help you take control of your finances by creating a single private loan with a new interest rate, one monthly payment, and a new repayment term of your choice.

Federal consolidation is available after borrowers enter repayment, either because they graduated or ceased to be enrolled at least half-time.Two great ways to lower your interest rate Learn more about student loan discounts.Discounts reduce the amount of interest you pay over the life of the loan.We make it easy to get your personalized rate and payment estimates with no impact to your credit score.Keep in mind that your actual interest rate may vary as it will be determined by several factors when you apply.

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